JumboCred – Unified Lending Platform on Jumbo Blockchain
One digital backbone for modern lending – from acquisition to closure.
The Solution:
- Single platform for multiple products Retail, SME, secured and embedded credit managed through one unified system.
- End-to-end digital journeys Straight-through workflows for onboarding, risk checks, documentation, disbursal, collections and closure.
- Deep integration Open APIs to core banking, LOS/LMS, CRM, bureaus, AA, CKYC and complaint portals.
- Blockchain + AI/ML core Key lifecycle events anchored on-chain; AI/ML models for fraud detection, duplicate financing and behaviour risk.
Key Benefits
- For Lenders (Banks / NBFCs):
- Lower cost per loan and faster time-to-market
- Reduced frauds and defaults via shared intelligence and on-chain proofs
- Consistent policy enforcement and easier compliance
- For Borrowers:
- Faster approvals and disbursals
- Transparent, comparable offers and terms
- Single view of loans and obligations
- For Regulators & Ecosystem:
- Verifiable lifecycle events without direct data custody
- Better visibility into systemic risk and grievance handling
